Resources for Your Business
Your Chamber is actively monitoring the developments of the COVID-19 impact to our area and working to bring you information and resource to help your business through COVID-19. While COVID-19 is creating an unprecedented impact on our community and local businesses we will update the information needed to prepare for the short-term response and long-term recovery. We are in this together.
If you have additional information you would like shared please email, Jenifer Maxwell, Director Business Development – email@example.com
Last updated: 4/2/2020
CLOSURE OF NON-ESSENTIAL BUSINESSES: Gov. Henry McMaster has directed the closure of “Non-Essential Businesses” by way of Executive Order No. 2020-17. Effective 5:00pm on April 1, 2020, venues, facilities, services and activities for public use will close temporarily. To understand how your business is classified click HERE for a listing of Non-Essential Businesses.
- CDC Life is Better with Clean Hands campaign – Tips to stay healthy.
- CDC – Strategies for Employers Regarding COVID-19 – Guidance for businesses and employers to plan, prepare and respond to COVID-19.
- World Health Organization – Preparing Your Workplace – Guidelines for getting your workplace ready for COVID-19.
- Occupational Safety and Health Administration – COVID-19 safety and health standards, control and prevention.
- OSHA – COVID-19 safety and health standards for control and prevention
- U.S. Chamber of Commerce Foundation – Visit to review references, resources, and information on handling COVID-19 at your company.
- U.S. Chamber Coronavirus Response Toolkit – U.S. Chamber has compiled CDC’s coronavirus recommendations for businesses and workers across the country,Including social media messaging and graphics.
- South Carolina Chamber’s COVID-19 Resources – Visit to review references, resources, and information on handling COVID-19 at your company.
- State and Local Government COVID-19 Policy Tracker
- U.S. Chamber of Commerce Coronavirus Small Business Guide
FINANCIAL ASSISTANCE FOR SMALL BUSINESSES
Paycheck Protection Program – is a program to provide federally-guaranteed loans up to a maximum of $10 million dollars to eligible businesses. It is an incentive for small businesses to keep employees on payroll through COVID-19.
Under this program:
- Eligible recipients may qualify for a loan up to $10 million determined by 8 weeks of prior average payroll plus an additional 25% of that amount.
- Loan payments will be deferred for six months.
- If you maintain your workforce, SBA will forgive the portion of the loan proceeds that are used to cover the first 8 weeks of payroll and certain other expenses following loan origination.
Click here to learn more.
- For a top-line overview of the program click HERE
- If you’re a lender, more information can be found HERE
- If you’re a borrower, more information can be found HERE
- The application for borrowers can be found HERE
If you are interested in applying for the Paycheck Protection Program, please contact your financial institution to see if they are an SBA lender. A current list of SBA lenders in South Carolina can be found starting on page 29 of the South Carolina Small Business Resource Guide.
- Emergency Loans with a Quick Turnaround Time –Offer from Tri City Capital
- Small Business Administration Guidance for Businesses and Employers to Plan and Respond to COVID-19 – Health and government officials are working together to maintain the safety, security, and health of the American people. Small businesses are encouraged to do their part to keep their employees, customers, and themselves healthy.
- SBA Funding Programs
- SBA Disaster Assistance Loan application
- SBA Small Business Guidance & Loan Resources
- SBA Local Assistance:
- South Carolina District Office
1835 Assembly Street, Suite 1425
Columbia, SC 29201
- William Furman
Senior Area Manager
South Carolina District Office
U.S. Small Business Administration (843) 225-7430, Cell (843) 324-0788 firstname.lastname@example.org
- SBA Capital Assets Resources – Funding Programs - Loans
- SBA Lender Match – connecting small businesses with participating SBA approved lenders
- Facebook Small Business Grants Program – Offering $100M in cash grants and ad credits for up to 30,000 eligible small businesses.
- Longwoods International Travel Sentiment Study - Wave 3
- Destination Analysts Travel Sentiment Index
- FFCRA and CARES ACT for Employers presented by S.C. Chamber and Ogletree Deakins
- NMB Chamber of Commerce/CVB Small Business Administration EIDL Assistance
HUMAN RESOURCES’ TOOLS
- Family First Coronavirus Act
- Department of Labor downloadable poster for the Families First Coronavirus Response Act Notice – All employers should post by April 1st.
- H.R. 6201 Family First Coronavirus Response Act
- DOL Announces New Guidance on Unemployment Insurance Flexibilities – DOL announced new guidance outlining flexibilities that states have in administering their unemployment insurance (UI) programs to assist Americans affected by the COVID-19 outbreak.
- Stay Productive When Working Remote - Archetype SC has put together a brief article on working remotely during COVID-19, with some special deals. Read more HERE
- On March 30th, the City Council for the City of North Myrtle Beach held an emergency meeting to revise the March 26 emergency ordinance as it relates to short term rentals. The revised order states:
- Prohibit rental or use of Short-Term Rentals, including, but not limited to Hotels, Motels, Condo Hotels, Rental Properties, inclusive of private management companies and HOA’s, Airbnb, VRBO style lodging, public and private campgrounds and other Overnight Accommodations beginning 7am Tuesday, March 31, 2020 through April 2020.
- Visitors currently checked in prior to March 31, 2020 may remain, as long as, they are abiding by Executive Order Number 2020-14 issues by Governor Henry McMaster to self-quarantine for 14 days.
- Exempt: Short-Term Rentals extended to Government, Hospital, Health, Agency, Law Enforcement, Military, and other Critical Personnel actively responding to COVID-19.
For the full emergency ordinance, please review here.
Governor Henry McMaster issued Executive Order 2020-16, which orders the closure of all public access points to the state’s beaches, as well as closure of all public boat ramps, landings and other access points on the state's lakes, rivers and waterways.
- Statement from Gov. McMaster: As a result of behavior observed this past weekend by the Department of Natural Resources and South Carolina Law Enforcement Division (SLED), it has become necessary to close public access to our state’s beaches, and close boat ramps and landings on our state’s lakes, rivers and waterways. The full executive order can be found here.
- Fast Facts from the U.S. Chamber of Commerce on the CARES ACT. The information provides answers four key questions:
- What lenders are looking for
- How much you can borrow
- Will the loan be forgiven
- Congress passes the Economic Relief Plan for Individuals and Businesses or CARES Act. Allocating $350 billion dollars to help small businesses keep workers employed during the pandemic. (More information to come as it is finalized and put into action)
- Stimulus Check Calculator: Find out how much your economic stimulus check will be using this handy tool.
- To continue to reduce the spread of the virus SC State Parks to close through the end of April – Read more HERE
- On March 26, 2020, the City Council for the City of North Myrtle Beach passed and approved an emergency ordinance in order to, among other things:
- Suspend the rental and use of Short-Term Rentals, Hotels and other Overnight Accommodations for 29 days or less beginning 7:00 am on Friday, March 27, 2020 through April 30, 2020.
- Visitors currently checked in may remain until the end of their existing reservations.
- Rental and use of Short-Term Rentals, including, but not limited to Hotels, Motels, Condo Hotels, Rental Properties, inclusive of private management companies and HOA's, Airbnb, VRBO style lodging, public and private campgrounds and other Overnight Accommodations.
- Exempt: Short-Term Rentals extended to Government, Hospital, Health, Agency, Law Enforcement, Military, and other Critical Personnel actively responding to COVID-19. For the full emergency ordinance, please review here.
- Emergency Ordinance Prohibiting Short Term Rentals in the City of North Myrtle Beach
- Department of Energy Coronavirus Resources – DOE is coordinating closely with the White House and our interagency partners in the unified response to the Coronavirus. SLED Guidance on the Executive Order 2020-10
- Executive Order 2020-10
- DHEC Message to Retail Foodservice Establishment – Coronavirus (COVID-19) Foodservice Restrictions
- Governor McMaster orders all restaurants to close all in-dining options
- City of North Myrtle Beach Announces all City Building will be closed to the Public starting March 23. Read more HERE. Please use the City’s online services to transact business. (Click on links below)
- Gov. McMaster Allows Curbside Sale of Beer and Wine by Restaurants - Restaurants can sell sealed containers of beer and wine for curbside pickup or “to-go” orders only. No open containers or delivery services. Read more HERE
- Gov. McMaster Urges Donations, Extends Income Tax Deadline, Allows Curbside Sale of Beer and Wine by Restaurants – Read the press release HERE.
- The Pee Dee Regional Transportation Authority (PDRTA) will stop service between both Marion and Lack City to Myrtle Beach indefinitely due to coronavirus. The last day of service will be Monday, March 23. https://wpde.com/news/coronavirus/pdrta-shuts-down-bus-services-to-horry-county
- Tax Relief to Assist Taxpayers: The SCDOR is offering more time to file returns and pay taxes due April 1, 2020 – June 1, 2020 to assist taxpayers during the COVID-19 outbreak. Tax returns and payments due April 1 - June 1 will now be due June 1, 2020. For details click HERE
- The Coronavirus Economic Impact: Will Business Interruption Insurance Help? Read more Here https://www.score.org/blog/coronavirus-economic-impact-will-business-interruption-insurance-help-what-are-my-other-options
- Treasury, IRS and Labor announce plan to implement Coronavirus-related paid leave for workers and tax credits for small and midsize businesses to swiftly recover the cost of providing Coronavirus-related leave https://www.irs.gov/newsroom/treasury-irs-and-labor-announce-plan-to-implement-coronavirus-related-paid-leave-for-workers-and-tax-credits-for-small-and-midsize-businesses-to-swiftly-recover-the-cost-of-providing-coronavirus
- Bartender Emergency Assistance Program – Click to receive information and apply for emergency assistance grants – available for all 50 states. For FAQs click HERE.
- The Federal Reserve offers regulatory reporting relief to small financial institutions affected by the coronavirus. The Federal Reserve recognizes that small financial institutions may need additional time to submit certain regulatory reports in light of staffing priorities and disruptions caused by the Coronavirus Disease 2019 (COVID-19). For details click HERE.
- Federal agencies encourage banks, savings associations and credit unions to offer responsible small-dollar loans to consumers and small businesses affected by COVID-19. Read the announcement from the Federal Reserve Board HERE
Essential Critical Infrastructure Workforce: The US Department of Homeland Security- Cybersecurity and Infrastructure Security Agency (CISA) issued “Guidance on the Essential Critical Infrastructure Workforce: Ensuring Community and National Resilience in COVID-19 Response” to help state and local governments and the private sector ensure that employees essential to operations of critical infrastructure can continue working with as little interruption as possible. CISA’s guidance identifies 16 broadly defined critical industries. A detailed explanation of CISA’s guidance can be found HERE, along with frequently asked questions, and full details are also on their WEBSITE.
City of North Myrtle Beach – Click HERE to find all recent press releases.
- US Travel: Travel Workforce Protection and Recovery Policies
- Tourism Economics, an Oxford Economics Company Travel & Tourism / Global COVID-19: updated outlook and pandemic impacts
- The White House - 15 Day Slow the Spread (PDF)
- Facebook Business Resource Hub
- Facebook Resilience Quick Action Guide
- Facebook Small Business Resilience Toolkit
- Safe way to keep your cellphone clean from HTC – Your phone carries 25,127 bacteria per square inch, keep it clean and stop the spread of COVID-19.
- Social Distancing – How it works.
- Coronavirus Facts - Infographic
- Horry County - Questions about COVID-19 impacts in Horry County? Call the Horry County Emergency Management phone bank at 843-915-5000, 8 a.m.-5 p.m. M-F.
- DHEC Care Line - If you have general questions about COVID-19, call 1-855-472-3432. Staff is answering calls from 8 a.m.-6 p.m. seven days a week. In the event of an emergency, please call 9-1-1.
- 211 one-stop resource for finding assistance. This resource run by United Way is available 24/7 by calling 211 or by visiting them online at sc211.org.
- The United Way – Call 211 if you are in need of Coronavirus information, Family Resources, Mental Health Resources and/or Financial Resources Read more HERE or Click here for HERE to visit their site.
The Red Cross Immediate need for blood donations due to the COVID-19 outbreak.
March 31, 2020 Press Conference from Gov. McMaster and state officials:
Is your restaurant/bar providing curb-side, carry-out, and/or delivery services? Would you like to ensure consumers know you have online ordering capabilities? We'd love to hear from you. Please email your business name, address, phone number, website and specific details on business continuity during this time to email@example.com
As the COVID-19 pandemic continues to evolve, we have received a number of inquiries regarding the impact on local business. As a result, we have developed a quick survey that will assist us in answering visitor questions. Please take a moment to complete the survey.